Frequently Asked Questions About How We Work

A drunk driver was barreling down a highway and ran into our client who was seriously injured and very concerned with all the medical treatment that’s upcoming and how they’re going to work, be able to continue to pay their mortgage, keep their car note and put food on the table. They contacted their attorney and asked if they could get money on their case. Attorneys can’t give their client money, so the attorney told them that there are companies out there that will do so, like ours. The client called us and we asked for an application over the phone and then we receive the information from the attorney’s file. Based on that review, we will give them a yes or no. If it’s a yes, we will communicate an offer at that point.

A man was driving down the road and ran into a bicyclist who had the right of way as they were crossing the street. The bicyclist ended up in the hospital, unable to work or pay their bills because of pending surgeries due to the severe injuries that were caused by this accident. They heard from another patient in the hospital that there was such a thing as personal injury financing based on their claim. They called us to find out how we can help them. It can help you in several ways. If you’re injured and you’re not able to work, provide for your family, or cover your bills, this emergency funding will help you to get by during your time of need until your case resolves, or at least until you get better and get back up on your feet again.

A person runs a stop sign and says that the other person did not have the right of way. Our client, who said that they had the right of way got hit is seriously injured and brings a lawsuit against that person. There was no ticket given, but yet, they still proceeded with a lawsuit. We funded that client and they wanted to know what happens if they lose the case. In this particular case, the client lost their case. It turns out that there was a witness that no one knew about that said that that person did not have the right of way, therefore it was their fault, and they lost at trial. When you lose the case, if we funded you, you owe us nothing. It is a non-recourse loan, meaning that we cannot go after you for anything that we advanced to you if you lose your case. If you lose, you still kind of win because you had our money at that time before the case lost.