Personal Injury Lawsuit Funding / Jones Act Cash Advances

Jones Act Cash Advances

Most seaman injuries fall under the Jones Act, which is a federal maritime law that provides for benefits to those who are injured on sea-going vessels on navigable waters, and offshore oil rigs that can be towed and are not permanently affixed to the ocean floor. In cases that arise under the Jones Act, courts either apply the common-law concept of proximate cause or utilize standard tests of causation. Settlements under the Jones Act can be significant, but often are quite complex and take time to resolve. Because seaman injuries are often severe and weekly income becomes inadequate, many victims rush to settlement instead of holding off for more fair and just compensation. Do not let this happen to you.

Jones Act Litigation FundingWe at Fast Funds understand the plight of having to support a family until your case is settled favorably. We offer settlement Jones Act cash advances. Such advances are based on the potential outcome. Unlike other pre-settlement funding sources, we do not charge interest on the advances; we simply buy a very small percentage of the expected settlement. If the unfortunate happens and the case is lost, we do not even have to be paid back!

What Are Jones Act Cases?

The Jones Act is a federal maritime law that provides benefits to workers who are injured while working on a vessel. The Act also makes provisions for the families of seamen who are killed in the performance of their duties. Under the Jones Act, a seaman and his family may recover against an employer for lost wages, future lost earning capacity, past and future medical expenses and damages for pain and suffering, as well as mental anguish.

Under the Jones Act and general maritime law, a case may be filed only by a qualified “seaman.” The seaman must be on board a vessel “in navigation” at sea or in a body of water that is connected to interstate or international commerce when injury occurred. Additionally, the seaman must spend a substantial amount of work time on board the vessel.

Fishermen, cruise ship workers, ferry boat workers, tug boat workers, barge workers, oil platform workers, construction workers of vessels and barges, and commercial divers all can be classified as seamen under the Jones Act. Filing a case under the Jones Act can be complex and take some time before a settlement is reached.

Frequently Asked Jones Act Questions

How do I apply for lawsuit funding

How do I apply for lawsuit funding?

We received a call yesterday from a client who had no idea that this type of funding existed, and he asked, “How do I apply?” I simply told him we take your application over the phone, and once we know that the attorney is authorized to speak with us, we will contact them to try to get the information from the file. Once reviewed, we’ll give you a call back and let you know if we can help you. If it’s a yes, we’ll communicate an offer at that point.

What information do I need for a lawsuit cash advance?

A person is driving down the street, texting and driving and it’s too late before they plow into somebody that’s stopped at a red light. That person calls us and wants to know how they can get pre-settlement financing and what information is necessary to do so. In order to get pre-settlement financing, first thing you need to do is contact your attorney, let them know, and authorize them to speak with us. At that point, we will request the necessary information and then be able to make a decision to see if we can help you. There is a tons of different information that we look for, but not all of it may be there at the same time. Call our office today and we can give you some more information as to how to get started to see if we can help you.

Can I get a lawsuit cash advance today?

I got a call from a lady who was seriously injured in a motor vehicle accident, and she wanted to know if she could get financing on her claim that same day. I explained that it typically it takes between 24 and 48 hours for us to properly evaluate the case and get money into her hands. If you have a question about lawsuit cash advance and how long it would talk for you to get your money, please give us a call.

How soon can I request a lawsuit cash advance?

I got a call from someone whose husband was in a very bad motorcycle accident. He was going to be out of work for six to eight weeks and would require several surgical procedures to repair the damage done to his leg. His wife was really concerned that they would not be able to manage their bills throughout the time in which her husband was recovering. Her question was, if her husband was injured last week, would they qualify for a lawsuit cash advance? It depends on the amount of information and documentation the attorney’s been able to put together on his claim. If the attorney has the documentation necessary for us to review, then, yes, we can move forward with a lawsuit cash advance.

Can I get a lawsuit cash advance in my state?

Let’s say a young lady is driving down the street texting and not paying attention when she broadsides a man riding a motorcycle. He’s seriously injured and now facing major surgical procedures. His wife contacts us and asks us if funding is available in Florida. We can help her in Florida, but that’s not always the case in every state. Some states have regulations and do not permit this type of financing. If you’d like to find out if we can help you in your state, please give us a call.

How do I apply for a lawsuit cash advance?

I was contacted by a gentleman who was seriously injured in a motor vehicle accident. While riding his motorcycle, he was struck by an Uber. He had been out of work for several months and his bills were mounting. He had no idea how he was going to pay them while he was waiting for his claim to settle. When he contacted us, he asked how he could apply for a lawsuit cash advance through Fast Funds. I suggested three methods. He could fill out our online application, ask his attorney to contact us directly, or give us the information on the phone and we would move forward with processing his application.

Can I apply for an advance over the phone?

We have seen a situation where a woman is driving down the road and decides to make right-hand turn without looking in her right-view mirror. In doing so, she plows into our client who’s riding her bike and seriously injures her, putting her in the hospital. That client of ours had several pending surgeries and a long road of recovery. She wanted to know from us if she could apply for pre-settlement funding over the phone. I took her application right then and there. The answer is yes, we can take your application over the phone, via email, or if you want, you can have your attorney contact us directly.

Do I need to apply in person for a cash advance?

A client called yesterday to find out if he can come to our office to apply. I explained to him that it’s not necessary to come to our office. We can take your application over the phone, and then contact the attorney to receive the information from the file.

Do I need an attorney for a lawsuit cash advanceDo I need an attorney for a lawsuit cash advance?

Our client was injured because a store employee who was mopping up the mess in one of the aisles that had a lot of liquid in it, but they neglected to put down signage or warn any customers that there’s a slippery surface in their store. Our client went down that aisle, slipped and fell, seriously injured their lower back, and needed an attorney. She wanted to know if she could get financing and if she would need an attorney to get it. If you are in search of an attorney, we can help you and help provide you with a list of attorneys that are qualified. One of the important things to remember when choosing an attorney is making sure that they’re a personal injury attorney and they also have trial experience. If you need some help finding an attorney or need more information, please contact our offices.

Can I get an advance if I just hired my attorney?

I got a call from a gentleman who was seriously injured in a motor vehicle accident. His motorcycle was struck by an Uber and he was wondering if he could get a lawsuit cash advance after just hiring his attorney this week. I explained to him that sometimes it takes a few days for the attorney to get the information that we need to review so we could decide if we can provide funding or not. If you want to know if you can get funding on a lawsuit cash advance, give us a call.

Should I tell my attorney about my lawsuit cash advance?

Our client who was hit by a driver on their phone, called from the hospital bed. He had been seriously injured and needed a cash advance. The first question he asked me was, “Does my attorney need to know that I need a cash advance?” The answer is yes. Your attorney not only needs to know what you’re doing, he also needs to be authorized to release information and speak with us about your case. Once you’ve done so, contact our office and we will then contact the attorney.

What happens with the advance if I change my attorney?

A man was seriously injured when he was walking down the street. He tripped and fell over a hole that was left open from a construction company with no signage and no blocking of the hole. He was represented by an attorney, and for some reason, his attorney dropped him. He called us and asked what he could do now. There are several things that happen. First of all, we need to be notified right way. Secondly, we will help you find another attorney if you are still pursuing your claim. Lastly, we need to make sure that the new attorney is aware of our lien in your case.

What if my attorney is not cooperating with my lawsuit funding request?

We had a seriously injured person call us yesterday and ask us what they can do if their attorney is not willing to cooperate by sending us information or signing the agreement for a lawsuit cash advance. It’s very simple: we can’t help you if your attorney is not onboard. The first thing that needs to happen is that you need to authorize your attorney to speak with us before we can contact them to get information from the file. If they’re not willing to do so, then, unfortunately, we cannot help you.

Do I need any documents to get a cash advance?

I got a call from a lady who slipped and fell in a grocery store while shopping with her children. She was a single mother of three, and was wondering now that she’s hurt and waiting for her surgical procedure, how she was going to pay her bills. Her question to me was, “What documentation will be necessary to qualify for a lawsuit cash advance?” I told her not to worry about those things, and that her attorney would provide the documentation necessary for us to review her claim.

Do I need to undergo an MRI to qualify for a cash advance?

We received a call from a client yesterday who was involved in a motor vehicle accident and hurt their lower back because of it. They asked if they can get a cash advance, even though they hadn’t had an MRI yet. We do require some testing, whether it’s imaging, MRIs or doctor’s reports, before we make a decision on how much we can fund a client.

Do I need to be employed to apply for a lawsuit cash advance?

A client called yesterday to find out if he can come to our office to apply. I explained to him that it’s not necessary to come to our office. We can take your application over the phone, and then contact the attorney to receive the information from the file.

What paperwork is involved with a lawsuit cash advanceWhat paperwork is involved with a lawsuit cash advance?

A college student pulls an all-nighter and when he gets in his car after the test, he starts to fall asleep on his way home. He runs into my client, who was stopped at a red light. Our client is seriously injured, and calls us for funding. They ask, “What kind of paperwork do you need for me to get a cash advance?” I explain to the client that once we are authorized to speak with the attorney, we request a police report, any kind of medical information as far as the treatment, the insurance information, and possibly anything else that has to do with the litigation of the case. There’s a lot of other paperwork involved, but those are the main components of what we require to be able to process an advance. If you think you have a case and you need a cash advance, please call our office.

Do I have to sign anything in order to get a cash advance?

A man was driving down the road, not paying attention, and ran into a car that was stopped at a red light. That person got seriously injured, called us for a cash advance, and wanted to know what they need to sign, if anything at all. There is paperwork involved. Besides our reviewing of the paperwork, we have to put out an agreement where the client needs to initial every page, several pages need to have a signature, and the signature needs to be notarized. The attorney also has to sign a page. Once all the signatures have been obtained, we fund the client.

How many times can I get a lawsuit cash advance?

Our client, shopping one day, slipped and fell on a puddle and hurt her shoulder and needed surgery to repair her torn rotator cuff. She called our offices and asked for a cash advance, which we kindly provided to her. A few months later, she found out that she also has a lower back injury. She still needs to have more treatment, another possible surgery, and still cannot work. She calls us again to see if we can give her a second advance.
Sometimes the case warrants us doing more than one advance; sometimes we cannot do anymore based on relative value of the case, and we encourage the client to not seek anymore funds on that particular type of case. It’s on a case-by-case basis if there are going to be more funds available to a client to have more than one advance. They should always contact their attorney and get advice from them first before contacting us to see if they can get a second advance from us.

Are You Waiting for a Settlement for Your Seaman Injuries?

Getting the money you need for your injuries before your case is settled is fast and simple with Fast Funds. Our Jones Act cash advances are contingent upon your expected settlement–we are purchasing a portion of the anticipated proceeds. There are no monthly fees or interest to be paid. We get repaid only upon a successful recovery. In the unexpected event that your case is lost, do not worry, because we do not have to be paid back! We only get paid if you get paid.

At Fast Funds, we understand that both plaintiffs who are involved in lengthy Jones Act cases need money to support themselves while waiting for a settlement. Claimants must continue to support their families even though no money is coming in. We offer claimants a way to get the money they need, and we place no limitations on the time by which the case must be resolved. No matter how long the case takes, you pay no interest on the money advanced.

Fast Funds is the premier funding source in Jones Act cases and other litigation. Litigation is often complicated and takes time, but our funding process is simple. All you need to do is complete a short initial application, which you can do right here on our site. We will review the application and when approved, you can receive funding within 24 hours!

Frequently Asked Questions About Jones Act Cash Advances

The Jones Act is a federal maritime law that protects seamen injured during their employment on vessels operating in navigable waters. To qualify as a seaman under the Jones Act, you must have a substantial connection to a vessel or fleet of vessels, spend at least 30 percent of your work time on the vessel, and contribute to the vessel’s function or mission. Covered workers include ship crew members, commercial fishermen, tugboat operators, barge workers, offshore platform workers with vessel duties, and other maritime employees.

Jones Act cash advances provide pre-settlement funding to injured seamen based on the potential value of their Jones Act negligence claim, unseaworthiness claim, or other maritime damages. Fast Funds evaluates your case including seaman status qualification, employer negligence evidence, vessel unseaworthiness claims, injury severity and permanence, maintenance and cure benefits received, and potential settlement or judgment value. If approved, you receive funding immediately while your admiralty case proceeds, and only repay if you recover compensation.

Maintenance and cure is a no-fault benefit providing basic medical treatment and living allowance until maximum medical improvement, regardless of employer fault. Jones Act claims require proving employer negligence caused your injury and can provide full damages including past and future lost wages, pain and suffering, disability, and loss of earning capacity. Maintenance and cure is typically inadequate to cover true losses, so Jones Act claims often result in significantly higher recoveries. Lawsuit funding is based on Jones Act claim value, not maintenance and cure benefits.

Jones Act funding is available for various maritime injuries including slip and fall accidents on vessels, man overboard and drowning incidents, equipment malfunction injuries, back and spinal cord injuries from lifting or repetitive stress, explosion and fire injuries on vessels, toxic chemical exposure, struck by cargo or equipment, crush injuries from machinery, repetitive motion injuries, hearing loss from engine noise, hypothermia and cold water exposure, and other injuries caused by employer negligence or vessel unseaworthiness.

Jones Act negligence requires showing that your employer failed to provide a reasonably safe workplace and that failure contributed to your injury. Examples include failure to maintain equipment properly, inadequate training or safety procedures, insufficient crew staffing, defective safety equipment, unsafe vessel conditions, failure to warn of known hazards, or violation of maritime safety regulations. The Jones Act uses a lower negligence standard than typical personal injury cases, making it easier for injured seamen to recover damages.

Unseaworthiness is a strict liability claim that does not require proving negligence. A vessel is unseaworthy if it is not reasonably fit for its intended purpose, including defective equipment or structures, inadequate crew training or competence, insufficient crew size, or unsafe working conditions. Unseaworthiness claims can be pursued alongside Jones Act negligence claims, potentially increasing total recovery. Both claim types can be included in lawsuit funding evaluations to maximize your advance amount.

Jones Act maritime cases are complex and often take 18 months to 3 years or longer to resolve due to technical maritime law issues, multiple defendant coordination, extensive medical documentation requirements, expert witness testimony needs, and vessel owner resistance to claims. During this extended litigation, injured seamen face mounting medical bills, lost income from inability to work, inadequate maintenance and cure payments, and family financial pressure. Jones Act cash advances provide critical financial support allowing injured maritime workers to wait for fair settlements rather than accepting inadequate early offers.

Offshore oil rig and platform workers may qualify for Jones Act funding if they meet seaman status requirements, which depends on their specific duties and vessel connection. Workers who spend significant time on vessels servicing the platform, crew boats, or supply vessels may qualify as seamen. Workers primarily stationed on fixed platforms may be covered under the Longshore and Harbor Workers Compensation Act instead. Your maritime attorney can evaluate your seaman status and potential Jones Act claim eligibility for lawsuit funding.

Jones Act cash advances from Fast Funds are non-recourse, meaning you only repay if you win your case or receive a settlement. If your Jones Act claim is unsuccessful and you recover no compensation, you owe nothing back to the funding company. This non-recourse structure protects injured maritime workers from financial risk during complex admiralty litigation and ensures that seeking funding does not create additional debt if the case outcome is unfavorable.

Jones Act funding amounts depend on several factors including severity and permanence of your maritime injuries, strength of negligence or unseaworthiness evidence, your pre-injury wages and earning capacity, maintenance and cure benefits already received, stage of litigation and case development, defendant vessel owner resources and insurance, and estimated settlement or verdict value. Jones Act cases often involve significant damages due to lost maritime wages and permanent disabilities, so funding can range from several thousand dollars to one hundred thousand dollars or more for catastrophic injury cases.