Post-settlement funding has become an essential tool for individuals facing long delays in receiving payouts from legal settlements. Often, individuals who win a lawsuit or settlement face a waiting period that can stretch for months or even years before the full payout is made. This delay can create financial challenges, particularly when it comes to covering daily expenses or unexpected costs, such as medical bills or holiday-related expenses. Post-settlement funding offers a solution to these challenges by allowing individuals to access a portion of their settlement upfront, ensuring they have the resources they need without having to wait for the full payout.

In essence, post-settlement funding is a financial option that allows individuals to sell part of their settlement to a third-party funding company in exchange for a lump sum of cash. The funds can be used for any purpose, whether it’s paying off medical bills, covering living expenses, or preparing for the upcoming holiday season. This can be a game-changer for those in urgent need of financial support but unable to access their settlement due to delays.

How Post-Settlement Funding Works

Post-settlement funding is a straightforward process that involves selling a portion of your future settlement in exchange for immediate cash. The amount you can access depends on the value of your settlement and the terms of your case. Here’s a breakdown of how the process works:

Application and Evaluation:
To get started, you will need to apply for post-settlement funding. This typically involves providing information about your case and settlement, as well as any supporting documentation, such as court papers or settlement agreements. The funding company will evaluate your case to determine the amount of funding you qualify for.
Offer and Terms:
Once your application is reviewed, the funding company will make an offer. The amount offered is usually a percentage of the total settlement amount, and this percentage can vary depending on factors such as the strength of your case and the length of time until your full payout is received. Importantly, post-settlement funding is non-recourse, which means that if you lose your case, you do not have to repay the money.
Receiving Funds:
After agreeing to the terms, you will receive the funds as a lump sum. This can happen quickly, often within a few days, which is beneficial for individuals facing urgent financial needs, such as bills or holiday expenses. Once you’ve received the cash, you can use it for whatever you need, whether it’s covering day-to-day costs or preparing for the holiday season.
Repayment:
Repayment of post-settlement funding is typically made directly from the settlement payout when it is eventually received. The funding company will receive its agreed-upon portion from the settlement amount, and you will retain the remainder. Because post-settlement funding is non-recourse, if your settlement is not paid out or is reduced, you are not required to repay the funds.

- WHAT CLIENTS ARE SAYING -

In June, my wife and I asked our attorney about giving us a loan against any settlement proceeds from our case. He told us that the state bar does not

permit lawyers to participate in the financing of clients. The offer of settlement was very low so the case needed to be filed in court. I called Fast Funds. Within 24 hours, I had entered into an agreement with them, selling a very small portion of the anticipated proceeds to them in exchange for immediate financing. Now my suit is in court and I don't have to worry about money until it's outcome. Thank god for Fast Funds

B.G.

As a result of the advances you have made to our client, we were able to refuse an extremely low settlement offer and take the case to court. We settled the day of the trial for a very generous sum. Had there been no advances by Fast Funds, our client would have had no choice but to accept the inadequate offer since he was in severe debt due to his inability to work. Thank you for your helpful assistance in providing our client with the ability to persevere.

C.F.

I was involved in an accident which took my left leg. I was forced to live homeless for eleven months. Thanks to the Fast Funds people advancing money. I now live in an apartment,I am walking on a prosthetic and otherwise getting my life back together, even though my attorney has not yet settled my lawsuit. I don't know what I would have done for money because the insurance company has offered nothing so far.

A.R.S.

I was involved in an auto accident which caused me to suffer a herniated disc. Because of this injury, I was forced to miss many months of work. I had no income and no place or person to turn to for money. My attorney told me he was unable to help with any financing and the insurance company was refusing to settle the case. I turned to a company called Fast funds. They immediately reviewed my file and took the financial pressure off by providing me with interim financing. I am now able to wait for as long as it takes for my lawyer to achieve a successful result in my case. Without the financial involvement of Fast Funds, I don't know what I would have done.

K.P.

I wanted to thank you for your sensitivity in helping me cope through a very difficult time in my life. Without your help, I would have been unable to pay my rent , forcing my wife and children to be put on the street. I have not been able to return to work and I was tempted to accept the insurance company's very low offer to settle, even though I knew it was not fair or reasonable. You have given me the ability to withstand the financial pressures. Thanks for your help. I will never forget it

C.S.

I have in the past referred clients to Fast Funds Inc., a non-recourse company. The experience of my clients

and my firm were totally positive. Fast Funds was responsive to the clients financial and emotional needs, provided the necessary emergency money and did not interfere in any manner with my handling of the cases. The clients, without my input, negotiated the advance directly with the company. In each case, they were completely satisfied with the final result of the case, including the amount of profit earned by Fast Funds. Non-recourse funding is clearly a valuable tool to the plaintiff's attorney.

M.J.L.

"I am writing to recommend the valuable assistance of the Fast Funds Inc., a company that provided interim funding to financially needy clients. They help to insure that a case will be brought to a successful resolution. A good case in point is when I was offered $75,000.00 for a seriously injured client. Had she not been able to take advantage of the advance financing offered by Fast Funds, I would have been forced to take the money. As it turned out, because my client now had the financial ability to withstand the pressures of time, I tried the case to a jury and received a verdict of $315,000.00.

M.S.D.

It is my belief that non-recourse companies, such as Fast Funds, the company to whom I refer my needy clients, perform an invaluable service to both the client and the attorney. Simply put, it is common knowledge that one of the tools negotiation utilized by insurance companies is time. Offering

considerably less money than the actual case value to a client in desperate need of funds while the case is pending, gives the insurance companies a tremendous advantage. This advantage is minimized and the playing field is leveled when the client has the ability to obtain funds for a minimal portion of the anticipated proceeds. Many times, with no prospects of income, an injured party will settle the case for whatever offer is made.

R.J.F.

The Advantages of Post-Settlement Funding

Post-settlement funding offers several advantages that make it a practical solution for individuals facing delayed payouts. Here are some key benefits:

Immediate Cash Access:
One of the main advantages of post-settlement funding is that it provides immediate access to cash. While waiting for a settlement payout, many individuals face mounting financial pressure. Post-settlement funding allows them to access funds without having to wait for the often lengthy legal processes to conclude.
Non-Recourse Funding:
Post-settlement funding is typically non-recourse, meaning that if your case does not result in a final payout or the amount is reduced, you are not required to repay the money. This makes it a lower-risk option for those in need of financial assistance.
No Monthly Payments:
Unlike loans, post-settlement funding does not require monthly payments. You are not obligated to make payments until your settlement is finalized and the funding company is paid from the proceeds of the settlement. This provides financial relief for individuals who may struggle to make monthly loan payments.
Flexible Use of Funds:
The funds received from post-settlement funding can be used for any purpose. Whether you need to pay for medical treatment, cover living expenses, or prepare for the holidays, the choice is yours. The flexibility of how you can use the funds makes post-settlement funding an attractive option.
Quick Turnaround:
In many cases, post-settlement funding is processed quickly, allowing individuals to access the funds they need in a matter of days. This is especially helpful for those facing urgent financial situations, such as paying for holiday travel or gifts.

How Much Cash Can You Get?

The amount of cash you can receive through post-settlement funding depends on several factors, including the size of your settlement and the specifics of your case. Typically, funding companies will offer a lump sum that represents a percentage of the total settlement amount. The percentage you are offered can range from 10% to 30% or more, depending on the nature of the settlement and how long you are expected to wait for the full payout.

Choosing the Right Funding Company

When selecting a post-settlement funding provider, it’s important to do your research and choose a reputable company. Here are a few things to consider when evaluating funding companies:

Reputation:
Look for a company with a solid reputation in the industry. You can check online reviews, ask for recommendations from your attorney, or consult with others who have used post-settlement funding.
Transparency:
The funding company should provide clear and transparent information about the terms and fees associated with the funding. Avoid companies that make vague promises or fail to fully explain their process.
Customer Service:
Good customer service is essential. You want to work with a company that is responsive, professional, and willing to answer any questions you have about the funding process.
Fair Fees:
Post-settlement funding companies typically charge fees based on the amount of funding provided. These fees can vary, so it’s important to compare offers from different companies to ensure you’re getting a fair deal.

Is Post-Settlement Funding Right for You?

Post-settlement funding can be a valuable financial tool for those waiting on delayed payouts from legal settlements. It offers immediate access to cash, which can help alleviate financial stress, particularly before the holidays. If you’re in a situation where you need access to funds but don’t want to wait for your settlement payout, post-settlement funding could be a good option to consider.

However, it’s important to carefully evaluate the terms of the funding agreement and ensure that it meets your financial needs. While post-settlement funding provides immediate relief, it is a financial product that should be used wisely. Be sure to work with a trusted funding company and consult with your attorney to determine whether post-settlement funding is the right choice for your situation.

The holidays are a time of joy, but they can also be financially stressful, especially if you’re waiting for a delayed or structured settlement payout. Post-settlement funding can offer a way to access the funds you need to cover expenses and enjoy the season without the added burden of financial uncertainty. With quick access to cash, flexible repayment terms, and non-recourse funding, post-settlement funding provides a solution for individuals who are in need of financial support before the holidays.

If you’re considering post-settlement funding, reach out to Fast Funds, Inc. today. With a solid reputation, transparent terms, and a commitment to customer satisfaction, we can help you access the funds you need quickly and efficiently. Don’t let a delayed settlement hold you back from enjoying the holidays – explore your post-settlement funding options today.

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Lawsuit Funding

Post-Settlement Funding: Turn a Structured or Delayed Payout into Cash Before the Holidays