Pre-settlement funding is a non-recourse cash advance tied to your potential recovery. You repay only from a settlement or verdict. If you do not recover, you do not owe the funder back. It is not a wage advance or credit card. Your credit score and employment usually are not the focus, because the case facts and liability are what matter most.

Why Labor Day timing matters

Banks close for the holiday, and weekend wires do not process. That can push a Friday approval into Tuesday funds. If you are targeting Labor Day, apply early in the week, choose a funder that can wire or ACH quickly, and stay reachable for any questions.

- WHAT CLIENTS ARE SAYING -

In June, my wife and I asked our attorney about giving us a loan against any settlement proceeds from our case. He told us that the state bar does not

permit lawyers to participate in the financing of clients. The offer of settlement was very low so the case needed to be filed in court. I called Fast Funds. Within 24 hours, I had entered into an agreement with them, selling a very small portion of the anticipated proceeds to them in exchange for immediate financing. Now my suit is in court and I don't have to worry about money until it's outcome. Thank god for Fast Funds

B.G.

As a result of the advances you have made to our client, we were able to refuse an extremely low settlement offer and take the case to court. We settled the day of the trial for a very generous sum. Had there been no advances by Fast Funds, our client would have had no choice but to accept the inadequate offer since he was in severe debt due to his inability to work. Thank you for your helpful assistance in providing our client with the ability to persevere.

C.F.

I was involved in an accident which took my left leg. I was forced to live homeless for eleven months. Thanks to the Fast Funds people advancing money. I now live in an apartment,I am walking on a prosthetic and otherwise getting my life back together, even though my attorney has not yet settled my lawsuit. I don't know what I would have done for money because the insurance company has offered nothing so far.

A.R.S.

I was involved in an auto accident which caused me to suffer a herniated disc. Because of this injury, I was forced to miss many months of work. I had no income and no place or person to turn to for money. My attorney told me he was unable to help with any financing and the insurance company was refusing to settle the case. I turned to a company called Fast funds. They immediately reviewed my file and took the financial pressure off by providing me with interim financing. I am now able to wait for as long as it takes for my lawyer to achieve a successful result in my case. Without the financial involvement of Fast Funds, I don't know what I would have done.

K.P.

I wanted to thank you for your sensitivity in helping me cope through a very difficult time in my life. Without your help, I would have been unable to pay my rent , forcing my wife and children to be put on the street. I have not been able to return to work and I was tempted to accept the insurance company's very low offer to settle, even though I knew it was not fair or reasonable. You have given me the ability to withstand the financial pressures. Thanks for your help. I will never forget it

C.S.

I have in the past referred clients to Fast Funds Inc., a non-recourse company. The experience of my clients

and my firm were totally positive. Fast Funds was responsive to the clients financial and emotional needs, provided the necessary emergency money and did not interfere in any manner with my handling of the cases. The clients, without my input, negotiated the advance directly with the company. In each case, they were completely satisfied with the final result of the case, including the amount of profit earned by Fast Funds. Non-recourse funding is clearly a valuable tool to the plaintiff's attorney.

M.J.L.

"I am writing to recommend the valuable assistance of the Fast Funds Inc., a company that provided interim funding to financially needy clients. They help to insure that a case will be brought to a successful resolution. A good case in point is when I was offered $75,000.00 for a seriously injured client. Had she not been able to take advantage of the advance financing offered by Fast Funds, I would have been forced to take the money. As it turned out, because my client now had the financial ability to withstand the pressures of time, I tried the case to a jury and received a verdict of $315,000.00.

M.S.D.

It is my belief that non-recourse companies, such as Fast Funds, the company to whom I refer my needy clients, perform an invaluable service to both the client and the attorney. Simply put, it is common knowledge that one of the tools negotiation utilized by insurance companies is time. Offering

considerably less money than the actual case value to a client in desperate need of funds while the case is pending, gives the insurance companies a tremendous advantage. This advantage is minimized and the playing field is leveled when the client has the ability to obtain funds for a minimal portion of the anticipated proceeds. Many times, with no prospects of income, an injured party will settle the case for whatever offer is made.

R.J.F.

A Florida-focused timeline from “I need help” to “money in your account”

Below is a realistic, step-by-step look at what happens and how to keep it moving.

Step 1: 10 to 20 minutes to apply
You provide your contact info, your attorney’s details, basic accident facts, and the status of treatment. If you prefer to review the basics first, the Same Day Funding page outlines what fast-turnaround cases look like. https://fastfunds.us/same-day-funding/

Step 2: Same day to 1 business day to get case documents
Your funding team contacts your law firm for a police report, intake notes, liability description, and medical summaries. You can speed this up by alerting your lawyer that you applied and giving permission to share documents.

Step 3: Underwriting in 2 to 24 hours after documents arrive
An underwriter evaluates fault, insurance, venue, and expected case value. For car crash cases, the Florida pages and posts on the site walk through what matters in this analysis. For a deeper primer, see the Florida car-accident guides that explain litigation funding and what reviewers consider this.

Step 4: Approval and offer
If approved, you get a proposed advance amount and itemized terms. Your attorney must sign a short acknowledgment letter. This protects your relationship with your law firm and confirms repayment only happens from settlement proceeds.

Step 5: Funding via wire or ACH
Once the signed paperwork returns, funds are released. Most transfers hit the next banking window. The firm’s timeline page details common intervals and answers “how soon can I get a lawsuit cash advance”.

How to hit a pre-Labor Day deadline

If you want funds in hand before the long weekend, use this checklist.

Apply by midweek and avoid Friday approvals
Bank holidays pause transfers. An approval on Friday afternoon can mean Tuesday money. Submit early, pick up the phone, and reply quickly.
Loop in your attorney the same day
Send your lawyer a short email: “I applied for pre-settlement funding with Fast Funds, Inc. Please share case documents when contacted.” Provide your claim number and adjuster info if you have it.
Gather the right details
You can save hours if you already have your case essentials handy:
• Accident date, location, and police report number
• Insurance info for all drivers
• Injury summary and treatment to date
• Law firm name, direct contact, and file number
Choose a direct funder familiar with car crash cases
Direct funders underwrite and fund in-house, which reduces handoffs. Experience with Florida auto claims is especially helpful because of the state’s auto insurance rules and common injury patterns.
Understand weekends and cutoff times
Wires and ACHs have processing windows. If your paperwork clears after the day’s cutoff, the release lands the next business day.

What Florida car crash details underwriters look for

Liability clarity
Rear-end collisions, red-light violations, and clear police narratives reduce guesswork. Photos, dash cams, and eyewitness statements help.

Insurance stacking and policy limits
Bodily injury limits, UM/UIM, and any commercial policies affect case value. Be ready to share what your lawyer knows so far.

Medical treatment consistency
Gaps or missed follow-ups slow reviews. Even if you are waiting on imaging, note what is scheduled.

Venue and timing
Some Florida counties resolve faster than others, and holiday periods can push hearings. This plays into the amount and timing offered.

Damages and wage loss
Underwriters look at medical expenses, documented time off work, and likely future care. Keep pay stubs and doctor notes organized.

How much to request before Labor Day?

Ask for an amount that covers essentials through the next phase of your case. A smaller advance can close faster and carry lower total costs over the life of your case. If you need more later, you can discuss a second advance once new facts support it.

Costs explained without the fine print headache

Pre-settlement funding is priced differently than a traditional loan. You pay from your proceeds, not out of pocket as you go. Rates and fees vary based on risk and time outstanding. Before you sign, ask for a simple payoff example at several settlement dates so you know what the numbers look like if your case settles in two months, six months, or a year.

Will this affect my case or my attorney’s strategy?

Your lawyer remains in control of the legal strategy. Funders cannot tell your attorney what to do. A short lien acknowledgment simply instructs your law firm to pay the advance from any settlement before disbursing funds to you.

What if I was partly at fault or have prior injuries?

Underwriters weigh comparative fault and past treatment. Be transparent. Your attorney can explain how Florida’s laws may affect recovery. Clean, consistent records help underwriters place the right value on your claim.

Can I still apply if I am between jobs?

Yes. Employment status is not the key factor. The strength of your injury case is what matters.

Same case, faster path: simple actions that shave hours off the clock
• Share your attorney’s best phone and email.
• Confirm your file number or claim number in your application.
• Reply to any follow-up questions within minutes when possible.
• If imaging or specialist visits are scheduled, list the dates.
• Ask your law firm if a paralegal can send a document packet to the funder right away.

Resources on the Fast Funds site that answer “how long” questions

If timing is your top concern, start with these two resources. The “Same Day Funding” page explains what enables same-day approvals and disbursements.
For a broader overview with common intervals, the “Lawsuit Cash Advance Timeline” guide covers the usual steps from request to release.
If you prefer video, check the “How Long Does It Take To Receive Funding?” segment in the video library.

When Florida car crash funding fits, and when it might not

Funding can bridge a genuine gap when injuries keep you off work and medical bills arrive before insurance pays. It may not be the right fit if your case is very early with limited documentation, if liability is unclear, or if your living expenses are already covered. Talk openly with your lawyer about whether an advance helps you hold out for a fair settlement instead of accepting an early, low offer.

Explore the firm’s Florida car crash content if you want a deeper dive into how legal funding interacts with auto claims. These pages explain how advances support treatment and living costs during a case.

If you need money before Labor Day and you have a Florida car accident case with an attorney, talk with Fast Funds, Inc. for a clear, no-pressure review of your options. You can start the process online, ask timing questions, and decide if pre-settlement funding makes sense for you.

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Car Accident

Need Cash Before Labor Day After a Car Crash? Pre-Settlement Funding Timeline in Florida